This is not legal advice. This document is not legally binding until you sign the affidavit and submit it to the credit bureaus or data furnisher. Affidavit has more weight than a letter template on the internet. Sending the same letters everyone send to the bureau will not get you result. This product is build to be tailored to your unique credit profile. Information without the knowledge of application is pointless. Schedule your free consultation to learn how to effectively use the affidavit. Lets get your Credit Fix ASAP!